The Calculus of the Poorest Youth in History Supporting the Wealthiest Elderly
The current structures of the National Pension and Health Insurance are mathematically indistinguishable from multi-level marketing schemes (Ponzi schemes). By virtue of being born later, the youth are compelled to pour water into this bottomless pit.
1. Exploitation by Suffrage
Given the substantial electoral power of the numerous elderly nearing retirement, politicians, fearing electoral losses, consistently evade pension reform. Consequently, the younger generation finds itself in a state of financial servitude, coercively obligated to remit tens of millions of won in substantial pension premiums—funds they are unlikely to ever reclaim—thereby subsidizing the real estate holdings and extravagant consumption of the entrenched elite.